Low-Income Car Insurance in Texas
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No one likes to pay more than they need to on car insurance. And in the Lone Star State, that’s no exception. The good news is that by law, you only need to have liability coverage at a minimum. This will save you a fair chunk of change versus paying for full coverage, but depending on where you live in the state, you might still pay more than you would like for car insurance for families with low income in Texas.
But, that’s not the end of the line. There are more ways to save on car insurance costs in Texas, and before you accuse us of being all hat and no cattle, let’s dive into them.
As mentioned, you only need liability coverage at a minimum in Texas, rather than full coverage, meaning coverage that pays for injuries, damage, or death for accidents that you cause. Full coverage instead would include liability but also damage to your vehicle too. For liability coverage in Texas, you would need 30/60/25, meaning $30,000 in bodily injury coverage per person, $60,000 in bodily injury coverage total per accident, and $25,000 in property damage.
The average car insurance cost in Texas can run you around $746 annually, but this could be more depending on where you live. In high traffic congestion areas like Houston, Dallas-Fort Worth and Austin, you can expect to pay a bit more.
Although the state doesn’t subsidize auto insurance, those on a low-income car insurance in Texas can still find savings to make their car insurance easier on the wallet. Some key ways to save include:
Car insurance shouldn’t drain your bank account, and these tips can make sure you have the coverage you need without paying more than you should.
No matter your zip code, there are savings to be had. And that’s equally true in the Lone Star State. These tips will help put more money back into your pocket without sacrificing on your car insurance coverage. And you can hang your hat on that.
Lauren Lewthwaite Lauren Lewthwaite has been freelance writing for almost five years writing content that ranges from health to insurance and everything in between. Lauren is also a trained translator in French and English and is a dog-mom to an adorable Australian Shepherd.
