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Everyone who drives needs some degree of car insurance. Sometimes, the state minimum is enough and sometimes, you need full car insurance coverage. Full coverage car insurance includes collision, comprehensive, towing, medical and uninsured motorist in addition to the state minimum of liability–and if your car is financed, chances are, you’ll need the full coverage. Regardless of what you require, we can help you save money. 

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Types of Coverage

Understanding the Basics of Car Insurance


If you are found at-fault in an accident and your insurance is active at the time, liability coverage will pay the other party's damages up to your policy limits.


Collision insurance covers damage to your car due to a collision, minus the deductible you selected when you purchased your auto insurance policy.


Comprehensive insurance covers against damage to your vehicle not caused by something you did, such as vandalism, glass breakage, weather related-incidents, and hitting an animal.

Towing and Roadside

If you have a flat or need a tow to a repair shop, towing and roadside assistance coverage will pay the bill up to the limits of your policy.

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