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Before you hop on your bike and ride off into the sunset, make sure you’re covered. At ConsumerCoverage, we offer fast, free, and totally secure motorcycle insurance quotes from the nation’s top providers so you can stay protected, wherever the road takes you.

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Policy Types

Common Types of Motorcycle Insurance Plans

Liability Insurance

Liability coverage is a must-have for motorcycle insurance and is legally mandatory in almost every state.

Uninsured/Underinsured Motorist Covered

This type of motorcycle insurance protects you in the event the person who hits you is uninsured or underinsured.

Pay-Per-Mile Insurance

Pay only for the time you actually spend on the road. Pay-per-mile motorcycle insurance is a popular, affordable option.

Comprehensive Coverage

Total protection when you're on the road. Comprehensive motorcycle insurance covers damage to your bike as well as theft.

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You don't always have a choice, but you do have options.
Know Your Options

Popular Motorcycle Insurance Plans

Having collision insurance means that your policy will cut a check for motorcycle damages — after you’ve paid the deductible.
PIP protects you from paying out-of-pocket for medical expenses to you, passengers, or pedestrians due to an accident, regardless of fault. PIP varies by state, so check with your provider for details.
MedPay is similar to PIP in that it helps pay for medical expenses if you’re in an accident, but where it differs is that it will also pay for lost wages or other associated costs. MedPay is ideal for policyholders that don’t have enough health insurance.
Roadside assistance covers towing costs if your motorcycle breaks down.
If you’re involved in a collision more than 100 miles away from your house, this coverage will pay for your accommodations, food, and transportation.
Many riders customize their motorcycle with chrome and other accessories, so insurance companies started offering accessory coverage up to a certain dollar value (varies by state and policy).