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You might think that if you buy homeowners insurance, you’re covered against all the incidents and accidents that may befall your abode. Unfortunately, this isn’t quite how it works. Homeowners insurance doesn’t cover a lot of common perils, which could leave you scrambling to pay for certain damages out-of-pocket.
This is why it’s important to have a full understanding of what your homeowner insurance does and doesn’t cover so that you can be prepared for anything and increase your coverage where and when possible. This is what we’re going to talk about today: what homeowners insurance does not cover.
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Jessica Fox Jessica Fox has been a freelance writer for five years, with a specialty in health, wellness, and insurance. During this time, she’s written for some of the biggest B2B and B2C brands from around the world. Jessica is also the mother of two young daughters and loves coffee, writing, and working out.