A quality health insurance plan means that you can access the healthcare you need, when you need it. Knowing you’re insured gives you peace of mind and lets you focus on your health instead of on finances.
Finding the right health insurance plan can be challenging, and it can be difficult to know where to start. That’s why we’ve outlined the essential details about how to find affordable health insurance in Louisiana.
Free Health Insurance Comparison - Save up to 30%
No junk mail. No spam calls. Free quotes.
No Signup required
The average cost of health insurance in Louisiana varies depending on the plan level that you select. Bronze, Silver, Gold, and Premium plans are available, with Bronze plans being the most affordable, but carrying higher deductibles. Gold plans are some of the more expensive options, but they also carry lower deductibles, making them popular for people with frequent or significant healthcare needs.
Average Premium for Health Insurance in Louisiana | |
Most Affordable Bronze Plan | $408 |
Most Affordable Silver Plan | $512 |
Most Affordable Gold Plan | $609 |
Many other factors affect your health insurance rates, including your age, health status, location, and the number of dependents on your plan. If your employer offers sponsored health insurance plans, you may be able to save money by choosing one of those plans. The average cost of Louisiana employer-sponsored plans is $1,766 per year after the employer’s contribution.
Health insurance costs can vary widely, so it’s helpful to get a personalized quote. Contact ConsumerCoverage today for a free health insurance quote.
The type of insurance plan you choose will also affect the premiums and the coverage. We’ve highlighted some of the most common types of health insurance in Louisiana:
.
Free Health Insurance Comparison - Save up to 30%
No junk mail. No spam calls. Free quotes.
No Signup required
There are several cheap or free health insurance programs in Louisiana designed for low-income individuals.
Louisiana Medicaid
The Louisiana Medicaid program offers no-cost health insurance to low-income parents, pregnant women, and others age 19 to 64. To qualify, an individual must earn $1,482 or less per month, or less than 138% of the Federal Poverty Level (FPL). An individual can also qualify by receiving Supplemental Security Income. Couples need to earn $2,004 or less per month.
There are also several programs to help others qualify for Medicaid:
Medicaid Long-Term Care
Louisiana also offers Medicaid Long-Term Care to individuals who are pregnant, under age 19 or over age 64, or who are blind or permanently disabled. Individuals must make $2,382 per month or less.
As you shop for health insurance, think about your specific healthcare needs, as well as how much coverage you may need. Take the time to compare policies so you can find the best coverage and the best price. To get started, request a free, fast quote from ConsumerCoverage today.
Free Health Insurance Comparison - Save up to 30%
No junk mail. No spam calls. Free quotes.
No Signup required
