Paige Cerulli Last Updated On: September 21, 2023

Find Affordable Health Insurance in Nevada

With the right health insurance policy, you’ll have the peace of mind of knowing that you can get the healthcare you need. But navigating deductibles, plan tiers, different types of plans, and premiums can get confusing, especially if you don’t shop for health insurance often.

That’s why we’ve highlighted the need-to-know information to help you find the best health insurance in Nevada for your coverage needs and budget.

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Table of Contents

The Average Cost of Health Insurance in Nevada

The cost of health insurance in Nevada partially depends on the plan tier that you choose. Plans are available in Bronze, Silver, Gold, and Platinum tiers. Bronze plans feature some of the most affordable premiums, but their deductibles are more expensive than other plan tiers. Gold plans usually have more expensive premiums, but they also have lower deductibles.

 Average Premium for Health Insurance in Nevada
Most Affordable Bronze Plan$295
Most Affordable Silver Plan$385
Most Affordable Gold Plan$464


When shopping for health insurance in Nevada, it’s a good idea to consider whether you’re eligible for an employer-sponsored health insurance plan. Employer-sponsored plans in Nevada cost an average of $1,480 per year, so you could potentially save money by buying the insurance that your employer offers.

Other factors, like your age, health status, location, and dependents, will also impact your health insurance rates. Since rates can vary so much, getting a personalized health insurance quote will give you the most accurate idea of what you might pay for health insurance. You can get a free health insurance quote from ConsumerCoverage and start comparing plan options and costs.

Types of Nevada Health Insurance Plans

Costs also vary depending on the type of health insurance plan you choose. We’ve included some of the most common types of health insurance in Nevada that you might see when you shop:

  • Health Maintenance Organization (HMO) plans only cover care that you receive from in-network providers. You’ll also be required to have a primary care physician. HMO plans tend to have more affordable premiums and deductibles than other plan types.
  • Preferred Provider Organization (PPO) plans cover out-of-network care and don’t require you to have a primary care physician. These plans offer more flexibility than HMO plans, but have more expensive premiums and deductibles.
  • Exclusive Provider Organization (EPO) plans cover only in-network care, but you won’t be required to have a primary care physician. EPO plans tend to have more affordable premiums and deductibles.

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Cheap Health Insurance Plans in Nevada

Nevada also offers several health insurance plans designed for low-income residents:

Nevada Medicaid

Nevada Medicaid helps to cover healthcare costs like emergency room visits, dental care, and prescription medication for certain low-income individuals. To qualify for the coverage, applicants must be less than 138% of the Federal Poverty Level. They must also be 65 or older, a pregnant woman, blind, disabled, or be responsible for a child under age 19.

Nevada Check Up

Nevada Check Up provides healthcare to children up to age 19. Children can’t be eligible for Medicaid or have health insurance. Families are charged quarterly premiums of $25 to $80.

Nevada Medicare

Individuals age 65 and up and certain individuals with disabilities may qualify for Nevada Medicare. There are several Medicare options, including Original Medicare and Medicare Advantage, and they offer varying types of coverage, like prescription drugs, hospital stays, and vision care.

How to Get Health Insurance in Nevada

As you shop for health insurance in Nevada, taking the time to compare quotes can help you to find the right coverage, and it may even save you money. When comparing different plans, consider not only factors like coverage and exclusions, but also deductibles and premiums. Get a free, personalized quote from ConsumerCoverage to start exploring your coverage options.

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