Paige Cerulli Last Updated On: October 16, 2023

Find Affordable Health Insurance in Wisconsin

Your health insurance plays an important role in helping you to get the healthcare you need. It also provides you with valuable peace of mind, knowing you can focus on your health, rather than on your finances. But to get the best value out of your health insurance, it’s important to find a plan that fits your needs, and that can get tricky when you’re comparing details like plan tiers, coverage options, and deductibles.

That’s why we’ve outlined the key information you need to know when shopping for health insurance in Wisconsin.

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Table of Contents

The Average Cost of Health Insurance in Wisconsin

The cost of health insurance in Wisconsin is affected by many factors, including the plan tier that you choose. In Wisconsin, Bronze, Silver, Gold, and Platinum tier plans are available. Bronze plans have the most affordable premiums, but the deductibles are more expensive than other tier plans. Gold tier plans have higher premiums, but since the deductibles are lower, these types of plans are often a good choice for people who know they’ll have significant healthcare needs.


Average Premium for Health Insurance in Wisconsin

Most Affordable Bronze Plan


Most Affordable Silver Plan


Most Affordable Gold Plan



You can also potentially save money by choosing an employer-sponsored plan, if you’re eligible for one. The average cost of employer-sponsored health insurance in Wisconsin is $1,840 per year.

Other personal factors, like your age, health status, and number of dependents, will also affect your plan costs. Since prices for health insurance can vary so significantly, a personalized quote will give you the most accurate idea of what you’ll pay for insurance. You can get a free health insurance quote from ConsumerCoverage today to explore your options and start comparing costs.

Types of Wisconsin Health Insurance Plans

The type of plan that you choose will also impact its cost. We’ve outlined some of the most common types of health insurance in Wisconsin that you might find as you shop.
  • Health Maintenance Organization (HMO) plans have some of the most affordably priced premiums and deductibles. These plans only cover care that you receive from in-network providers, and you will also need to have a primary care physician.
  • Preferred Provider Organization (PPO) plans give you more flexibility than HMOs, since they will cover out-of-network care and you aren’t required to have a primary care physician. However, a PPO’s premiums and deductibles are more expensive than what you’ll pay with an HMO plan.
  • Exclusive Provider Organization (EPO) plans don’t require you to have a primary care physician, but these plans only cover in-network care. They have more affordable premiums and deductibles.

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Cheap Health Insurance Plans in Wisconsin

Wisconsin offers several health insurance programs to help low-income individuals get coverage.

Wisconsin Medicaid

The Wisconsin Medicaid program is available to seniors, people with disabilities, families with minor children, and women who meet the income requirements. To qualify, an individual cannot make more than $17,131 per year.

Wisconsin CHIP

BadgerCare, the Wisconsin CHIP program, is available to children from low-income households. The program helps children get access to healthcare, including physical examinations, diagnostic testing, emergency room care, and vision care.

Wisconsin Medicare

The Wisconsin Medicare program is designed for seniors age 65 and up and individuals with qualifying disabilities. Coverage options including Original Medicare and Medicare Advantage Plans help to pay for expenses like medical transportation, prescription medications, and vision and dental care.

How to Get Health Insurance in Wisconsin

Shopping around and comparing prices can help you to find the best health insurance policy at the best price. To start shopping, get a free, personalized quote from ConsumerCoverage so you can explore your options.

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