ConsumerCoverage - Latest Articles

Auto Insurance

  • insure-car-your-name

    Car Insurance for Vehicles You Don’t Own

    Can I Insure A Car That’s Not In My Name? Though it’s not very common, there are some justifiable reasons for wanting to insure a car that you don’t own. Perhaps the car belongs to a family member but you are the one driving it most often. Or perhaps you occasionally drive your live-in partner’s […]

    Jessica Fox 11-06-2021
  • factors-impact-car-insurance

    10 Important Points That Affects Your Car Insurance Rate

    Factors That Affect Your Car Insurance Rate If you’ve ever wondered how insurance companies decide your car insurance rates, you’re going to want to keep reading. It may seem like insurers arrive at a magic number based on seemingly random information, but there’s a method to their madness—and understanding it can help you pay less […]

    Margaret Huntley 09-06-2021
  • standard car insurance

    Standard Vs Non-Standard Auto Insurance: What’s the Difference?

    The Difference Between Standard and Non-Standard Auto Insurance Explained Finding car insurance can be confusing. Not only do you have to know the difference between standard vs non-standard auto insurance, but there are so many options out there to choose from, it’s easy to get overwhelmed. Not anymore though. We’re going to help demystify car […]

    Claire Smith 05-05-2021
  • friend-crash-my-car

    What Happens When My Friend Crashes My Car?

    Understanding Car Insurance Liability Accidents happen. But when your friend crashes your car, understanding the ins and outs of car insurance can be tricky. The good news is that most often, your car insurance will help cover the accident, to a certain extent. The insurance follows the car first, as opposed to the driver, and […]

    Jessica Fox 30-04-2021

Health Insurance

  • health insurance

    Does My Health Insurance Cover Flu Shots And Vaccinations?

    Nobody likes getting sick, least of all coming down with the flu. Back to school and the autumn marks the arrival of cold and flu season and one of the best preventative measures you can take is getting the flu shot. This is also true for immunizations for preventable diseases like measles.  However, for some […]

    Jessica Fox 04-05-2021
  • health medical insurance

    What Health Insurance Plan is Right For You?

    The Differences Between HMO, PPO, POS, HDHP, And EPO Health Plans HMO, PPO, POS, HDHP, and EPO are all acronyms for different types of health insurance plans. We know it can be overwhelming to try and decide between various plans and that’s why this article will lay out the differences between the standard types of […]

    Margaret Huntley 28-04-2021
  • HIPAA-Insurance

    What is HIPAA Insurance?

    Health Insurance Portability and Accountability Act The Health Insurance Portability and Accountability Act (or HIPAA) was implemented in 1996 by the federal government to ensure individual privacy in healthcare. This is incredibly important because it upholds your right to fair and compassionate care.  The purpose of the HIPAA is to ensure the protection of individual’s […]

    Claire Smith 28-04-2021

Home Insurance

  • homeowners-insurance

    Steps To Changing Your Homeowners Insurance

    How To Change Homeowners Insurance? The very idea of switching home insurance providers may bring on a headache, but we can assure you it can be a painless experience — if you know what you’re doing. Whether you’re shopping around for cheaper rates, moving, or what have you, you’re well within your rights to explore […]

    Jessica Fox 10-05-2021
  • climate-change-home-insurance

    Climate Change And How Its Impacted Home Insurance Rates

    How Climate Change Has Impacted Your Insurance Rates? Deny climate change as you may, the fact remains global temperature is rising, and with it, your insurance rates.  The reason for this is simple: Insurance premiums are based on risk level. So when the US encounters more frequent and severe natural disasters, like wildfires, flooding, hurricanes, […]

    Claire Smith 10-05-2021
  • gun owners insurance

    Should Gun Owners Carry More Insurance?

    Everything Gun Owners Need to Know About Their Insurance Policies Gun ownership has been a matter of contention for some time now. With some states tightening restrictions and proposing that gun owners carry special liability insurance, it’s definitely worthwhile to discuss the relationship between guns and insurance. The type of gun-owner’s insurance being proposed works […]

    Margaret Huntley 04-05-2021
  • Home-Insurance-Inclusion

    Common Home Insurance Exclusions

    What Homeowners Insurance Doesn’t Cover Could Cost You? You might think that if you buy homeowners insurance, you’re covered against all the incidents and accidents that may befall your abode. Unfortunately, this isn’t quite how it works. Homeowners insurance doesn’t cover a lot of common perils, which could leave you scrambling to pay for certain […]

    Jessica Fox 28-04-2021

Life Insurance

  • insure-car-your-name

    5 Easy Ways To Save Money On Life Insurance

    Simple, Effective Tips to Save Money On Life Insurance When it comes to tips to save money on life insurance, there’s no shortage of advice out there. Everyone wants to save money but still receive enough coverage to have peace of mind.  We get it. It’s important to be protected without breaking the bank.  That’s […]

    Jessica Fox 11-06-2021
  • Reassess Life Insurance

    When Should I Reevaluate My Life Insurance Coverage?

    Life Changes, and So Should Your Life Insurance Policy? Life is full of changes, so your life insurance policy should be full of changes too. Some minor life changes don’t warrant a change in your life insurance policy, like dying your hair a different colour or finding a new favourite song. But some, more major […]

    Margaret Huntley 11-06-2021
  • Get Life Insurance Coverage During COVID-19

    Life Insurance and COVID-19: The Coverage You Need During These Uncertain Times

    How To Get Life Insurance Coverage During COVID-19? For many, life insurance has never been more top of mind than during COVID-19. It’s not always easy to think about these things, but understanding your coverage and gaining coverage can give you peace of mind and help you feel more secure during these uncertain times. Keep […]

    Claire Smith 09-06-2021
  • life-insurance

    Should You Hide That You Smoke From Your Life Insurance Company?

    Getting the Best Life Insurance As a Smoker There’s nothing worse than shopping around for life insurance as a smoker and finding out that your premiums are 2-3 times higher than nonsmoker rates. It may feel like insurance companies are being unfair to you, but smoking, unfortunately, comes with many health risks, so that extra […]

    Margaret Huntley 03-05-2021

Medicare

  • nursing-home-care-insurance

    When Does Medicare Pay for Nursing Home Care?

    How to Finance Nursing Home Care Because nursing homes offer around-the-clock care from professionals, there is no way to escape the expense. In 2019, nursing homes cost around $100,000 per year. This number is kind of daunting and you may be wondering “How will I be able to pay for nursing home care?”  Well, when […]

    Claire Smith 05-05-2021
  • medicare insurance

    When & How to Enroll in Medicare After 65?

    Here’s What You Need to Know About Enrolling in Medicare? If your birthday is approaching and you’ve been wondering how to enroll in Medicare when you turn 65, you’ve come to the right place.  Medicare is designed to give you access to affordable, credible health insurance from 65 and on. Understanding how to enroll in […]

    Margaret Huntley 28-04-2021
  • Medicare vs. Medicaid

    Medicare vs. Medicaid: Everything You Need to Know About These Health Programs

    Medicare vs. Medicaid: Which Government-Run Program is Best for You? Both Medicare and Medicaid are government-run health programs designed to help Americans have access to proper healthcare. Though their purpose is the same, their function differs. This article will tell you everything you need to know about the difference between Medicare and Medicaid. The key […]

    Jessica Fox 27-04-2021