An extended term insurance policy is one that integrates with your life insurance policy, so it’s important to first know how a whole life insurance policy is set up. As you pay premiums on a life insurance policy, the value of the policy accumulates.
Read MoreAfter a divorce, you may need or want to change your life insurance policy beneficiary. If your ex-spouse had been listed as the beneficiary, you may want to change the beneficiary to be your children, another family member, a friend, or even a charity.
Read MoreLife insurance with living benefits are policies that include features you can access while you’re alive. These features can give you extra financial support, and there are two common types of living benefits.
Read MoreWhat Is Indexed Whole Life Insurance and Is It Right for You? Life insurance can give you the peace of mind knowing that your beneficiaries will receive financial support after your death. As you shop for life insurance, you’ll be able to choose from many policy types, and it’s important to choose the policy that’s… Continue reading Indexed Whole Life Insurance
Read MoreWhy Life Insurance Should Be Part of Your Personal Finance Plan Personal finance planning can help you determine your finance goals, whether that’s to get out of debt or save for retirement. By developing a personal finance plan early on in life, you can learn how to make smarter financial choices and set yourself up… Continue reading Why Life Insurance Should Be Part of Your Personal Finance Plan
Read MoreLife Insurance for High Blood Pressure Many life insurance policies require a medical exam when you apply for coverage, and if you have health issues like high blood pressure, the exam will evaluate those issues. While high blood pressure doesn’t exclude you from getting life insurance, it can cause you to pay higher premiums. Shopping… Continue reading Life Insurance for High Blood Pressure
Read MoreDoes Accidental Death Insurance Cover Heart Attack? Life insurance can give you the peace of mind knowing that your beneficiaries will receive financial support after your death, but it’s important to understand that many life insurance policies have exclusions. But what happens if you experience a heart attack? Does accidental death insurance cover a heart… Continue reading Does Accidental Death Insurance Cover Heart Attack?
Read More