Your health insurance coverage helps ensure that you’re able to get the healthcare you need, when you need it. It also means you don’t have to worry so much about finances when you need care. But finding the right health insurance plan can be tricky, especially when you’re comparing details like plan types, deductibles, and premiums.
We’ve outlined some of the must-know information that can help you to find affordable health insurance in Rhode Island, so you’re covered at a price that you can afford.
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The average cost of health insurance in Rhode Island depends on several factors, including the plan tier that you select. In Rhode Island, you can choose from Bronze, Silver, Gold, and Platinum tiers. Bronze tiers offer some of the most affordable premiums, but their deductibles tend to be more expensive. Gold tier plans offer lower deductibles but more expensive premiums.
Average Premium for Health Insurance in Rhode Island | |
Most Affordable Bronze Plan | $240 |
Most Affordable Silver Plan | $341 |
Most Affordable Gold Plan | $349 |
When you shop for health insurance in Rhode Island, you may be able to save money by enrolling in an employer-sponsored healthcare plan, if your employer offers one. The average cost of employer-sponsored health insurance in Rhode Island is $2,034 per year.
Many other factors also impact insurance costs, including your age, health status, and number of dependents. Since costs can vary so much, you’ll get the most accurate idea of what you will need to pay for insurance by requesting a personalized quote. You can get a free health insurance quote from ConsumerCoverage today to start comparing your plan options.
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Rhode Island also offers several plans for low-income individuals.
Rhode Island Medicaid
The Rhode Island Medicaid program is for residents age 65 and up, residents with disabilities, or residents with low or extremely low incomes. Children in foster care, children, and pregnant women may also be eligible.
Rhode Island Medicare
Rhode Island’s Medicare program is available in multiple parts, including Original Medicare and a Medicare Advantage Plan. Depending on the part selected, Medicare can help to cover costs like skilled nursing care, hospitalization, dental and vision care, and prescription drugs. Applicants must be at least 65 years old or have a qualifying disability to be eligible for the program.
Taking the time to shop around and compare health insurance quotes can help you to find the best policy for your needs at the best price. To get started, get a free, personalized quote from ConsumerCoverage today and start comparing your options.
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