- Select Author Filter articles by Author
- Claire Smith
- Jessica Fox
- Lauren Lewthwaite
- Margaret Huntley
- Paige Cerulli
HO-3 Home Insurance Policy: What You Need to Know When you buy a homeowners insurance policy, it’s important to understand just what that policy covers – and what it doesn’t cover. You may hear the term HO-3 as you shop for insurance. Sometimes called a “special form” insurance policy, HO-3 insurance typically applies to traditional… Continue reading Everything You Should Know About HO-3 Homeowners Insurance
Read MoreHow Do Insurance Companies Value Cars? If your car is ever totaled in an accident, your insurance company will pay you for the value it determines your car to have when it was totaled. So how do insurance companies value cars, exactly? Most insurance companies don’t go into a lot of detail about how they… Continue reading How Much Is Your Car Really Worth to Insurance Companies?
Read MoreWhat Happens If You Don’t Have Health Insurance? Health insurance can help you access the care you need, when you need it. Insurance helps eliminate a lot of financial worry around getting healthcare, and without health insurance, you could face substantial out-of-pocket costs. While there are many benefits to health insurance, it’s expensive to buy,… Continue reading What to Expect Without Health Insurance Coverage
Read MoreWhat Is Dwelling Coverage and How Much Do You Need? Your home is a major investment, and your homeowners insurance helps protect it. But to make sure you have adequate protection for your home, you need to understand the different coverages that make up your home insurance. In addition to personal property and loss of… Continue reading How Much Dwelling Coverage Do You Need?
Read MoreHow Does Location Affect Car Insurance Rates? When you shop for car insurance, an insurance provider will ask for certain details, like your age and location, so they can give you a personalized car insurance quote. Insurance providers use that information to evaluate the risk of insuring you so they can calculate your premium. But… Continue reading How Your Location Impacts Car Insurance Rates
Read MoreWhy Life Insurance Should Be Part of Your Personal Finance Plan Personal finance planning can help you determine your finance goals, whether that’s to get out of debt or save for retirement. By developing a personal finance plan early on in life, you can learn how to make smarter financial choices and set yourself up… Continue reading Why Life Insurance Should Be Part of Your Personal Finance Plan
Read MoreHow Do Car Insurance Rates by Age and Gender Affect Your Premiums? While you’re in control of many of the factors affecting your car insurance costs, like your driving record and credit score, there are two factors that you can’t control: Your age and gender. Both age and gender play a role in what you’ll… Continue reading How Do Car Insurance Rates by Age and Gender Affect Your Premiums?
Read More