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Articles by Paige Cerulli
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Does Social Security Keep Pace with Inflation?
Planning for Retirement: Does Social Security Keep Pace with Inflation? The increased inflation during the pandemic has led to price hikes affecting everything from utilities to food to rental costs. Rising inflation results in higher costs of goods and services, which means the cost of living has increased. But what does this mean for Social… Continue reading Does Social Security Keep Pace with Inflation?
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What Are The Mistakes to Avoid When Opening a 401(k)
Mistakes to Avoid When Opening a 401(k) A 401(k) can be an excellent way to help you prepare for retirement, but like any investment, it’s important to avoid some common pitfalls. Whether you already have a 401(k) or are preparing to make your first investment, taking a moment to review these potential problems could save… Continue reading What Are The Mistakes to Avoid When Opening a 401(k)
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How To Prepare For The Return Of Student Loan Payments
Returning Student Loan Payments Mean Stress for Borrowers During the pandemic, federal student loan payments and interest were paused for years. With loan payments starting up again in October, and Congress having voted down President Biden’s bid at loan forgiveness, borrowers face the reality of having to resume making payments on their loans. Resuming loan… Continue reading How To Prepare For The Return Of Student Loan Payments
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Mortgage Rate Forecast: When Will Rates Go Down?
Will Mortgage Rates Go Down? During the early years of the pandemic, home prices skyrocketed, while mortgage rates dipped to as low as 2.78% for a 30-year fixed mortgage. But while home prices are finally starting to slow and even fall, climbing mortgage rates make buying homes and refinancing challenging. On August 21, 2023, interest… Continue reading Mortgage Rate Forecast: When Will Rates Go Down?
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Zillow’s 1 Percent Down Payment Program
Could Zillow’s 1 Percent Down Payment Program Help or Hurt Homebuyers? For homebuyers, saving up a down payment is often a time-consuming challenge that can cause them to put off buying their home. Zillow Home Loans has a solution: A program that allows buyers to put down just 1%. With Zillow’s program, eligible buyers can… Continue reading Zillow’s 1 Percent Down Payment Program
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New Car Market: Is It Right Time To Buy?
Could the New Car Market Be Shifting? An overproduction of vehicles could lead to slashed prices in an attempt to sell excess cars, prompting a major shift in the vehicle market. Such a shift could bring a price drop that buyers welcome, particularly after the past few years of record-high prices. Are New Car Prices… Continue reading New Car Market: Is It Right Time To Buy?
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How Do You Rebuild After a Natural Disaster Like Hurricane Idalia?
Rebuilding After Hurricane Idalia When Hurricane Idalia swept through Florida, it caused devastation and tragedy. The hurricane heavily impacted the state, causing flooding and at the deaths of at least two motorists who were caught in the heavy rain preceding the hurricane. Countless homes and businesses were damaged or destroyed, and the extent of the… Continue reading How Do You Rebuild After a Natural Disaster Like Hurricane Idalia?
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