HO-3 Home Insurance Policy: What You Need to Know When you buy a homeowners insurance policy, it’s important to understand just what that policy covers – and what it doesn’t cover. You may hear the term HO-3 as you shop for insurance. Sometimes called a “special form” insurance policy, HO-3 insurance typically applies to traditional… Continue reading Everything You Should Know About HO-3 Homeowners Insurance
Read More
What Is Dwelling Coverage and How Much Do You Need? Your home is a major investment, and your homeowners insurance helps protect it. But to make sure you have adequate protection for your home, you need to understand the different coverages that make up your home insurance. In addition to personal property and loss of… Continue reading How Much Dwelling Coverage Do You Need?
Read More
How Much is Homeowners Insurance on a $200,000 House? When you buy your first home, it’s important to budget not only for all of the expenses you’ll face during the sale, but also for the ongoing expenses that come with homeownership. Home insurance is a major expense, and it can be tricky to figure out… Continue reading How Much is Homeowners Insurance on a $200,000 House?
Read More
Should You Bundle Home and Auto Insurance? Bundling auto and home insurance can be a great way to save on your insurance, plus it’s convenient to have your policies bundled together. If your home and car insurance policies are currently with two different companies, it might make sense to change to one provider and bundle… Continue reading Should You Bundle Home and Auto Insurance?
Read More
Will Homeowners Insurance Cover Water Damage? You walk into your basement, only to discover that a broken pipe has flooded the space. Or, you discover an ice dam formed on your roof and water is leaking down into your home. Water damage can be an expensive fix. Will homeowners insurance cover water damage? The answer… Continue reading Will Homeowners Insurance Cover Water Damage?
Read More
How Much Does a Security System Save on Homeowners Insurance? A home security system can offer you peace of mind and may even help prevent break-ins and vandalism. Additionally, investing in a home security system can help you save money on your home insurance. Before you buy a security system, review just how much you… Continue reading How Much Does a Security System Save on Homeowners Insurance?
Read More
Does Home Insurance Cover Termite Damage? Termites can cause significant damage to homes, and they can do it without you even being aware that they’re there. According to Orkin, termites damage about 600,000 United States homes each year, and residents spend at least $1 billion on termite control and repairs. Naturally, you’re right to be… Continue reading Does Home Insurance Cover Termite Damage?
Read More
