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Do Mortgage Lenders Require Homeowners Insurance?
Understanding the Link Between Homeowners Insurance and Mortgage Lenders Mortgage lenders typically require policyholders to have homeowners insurance. Having homeowners insurance protects your most valuable asset (your property) from unexpected damages like burglary or fire. Think about it this way: most policyholders owe a lot on their mortgages. Suppose a weather event like a tornado […]
Jessica Fox 20-06-2022 -
How Your Credit Score Affects Your Home Insurance Rates
Does Credit Score Affect Home Insurance There’s a reason why insurance rates aren’t universal; insurers use many variables to generate your homeowner’s premiums, such as credit history. Insurance companies examine your financial history for things like whether you have a lot of debt or frequently make late payments/miss paying your bills. This information forms your […]
Jessica Fox 31-05-2022 -
Renters Insurance Myths Debunked: Here’s What You Should Know
Thinking About Renters Insurance? Here Are the Facts Renters insurance is often overlooked, but the reasons why are usually because of misinformation. After all, renters insurance is one of the smartest things you can do as a renter in order to protect your property and your financial liability. So here are the top renters insurance […]
Lauren Lewthwaite 18-05-2022 -
What Is Covered By Renters Insurance
What Is Covered By Renter’s Insurance & Do I Need It? Renting is incredibly common. In fact, 2021 saw 44 million housing units occupied by renters in the USA. For many, renting makes good financial sense—until something goes wrong. That’s where renters insurance comes in. It helps protect you and everything you own should the […]
Lauren Lewthwaite 29-04-2022 -
Can a Landlord Require Renters Insurance
What You Need to Know to Protect Yourself as a Tenant Applying to rent an apartment or house can be stressful, there’s no doubt about it. Landlords can make tenants jump through a number of hoops in order to qualify for a rental, and one of those hoops can be showing proof of rental insurance. […]
Jessica Fox 15-04-2022 -
10 Easy Ways Consumers Can Help Stop the Climate Crisis
How Consumers Can Help Stop the Climate Crisis “How can I help stop climate change?” is an increasingly common question. After all, consumers are on the hook for 60-70% of all direct and indirect emissions and our choices have a direct impact on the climate crisis. But this is actually good news: it means that […]
Hollay Ghadery 01-04-2022 -
How To Lower Home Insurance Premiums
Are You Overpaying on Homeowners Insurance? How to Reduce Your Home Insurance Premiums Your home is a major investment, and that investment needs protecting. Home insurance is a smart choice, but it can be expensive. If you’re looking for how to reduce your home insurance premiums, you’ve come to the right place. Keep reading for […]
Lauren Lewthwaite 17-03-2022 -
Does Homeowners Insurance Cover Power Surges?
How Home Insurance Can Help in the Event of a Power Surge What Are Power Surges? A power surge is characterized by a sudden, short spike or interruption within a house’s electrical grid. Such events can overload and even damage anything that is plugged into the wall. Some examples of the types of appliances and […]
Margaret Huntley 02-03-2022
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