If you’re building a new home or renovating an existing home, your traditional homeowners insurance policy doesn’t protect you against all of the potential risks that come with construction.
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Does Homeowners Insurance Cover Sewer Line Replacement? When it comes to sewer lines in your home, problems can get messy real fast. Since problems with a sewer line can build up over time you might think nothing is wrong. Then in the blink of an eye you have a serious problem to contend with. Regardless… Continue reading Sewer Line Replacement Insurance
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Does Homeowners Insurance Cover Tornado Damage? For many parts of the U.S., tornadoes are a fact of everyday life. Battening the hatches and taking shelter are common knowledge, but what’s not so clear is how home insurance comes into play. Here’s the good news: home insurance covers tornado damage, for the most part. Let’s go… Continue reading Tornado Damage and Homeowners Insurance
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HO-3 Home Insurance Policy: What You Need to Know When you buy a homeowners insurance policy, it’s important to understand just what that policy covers – and what it doesn’t cover. You may hear the term HO-3 as you shop for insurance. Sometimes called a “special form” insurance policy, HO-3 insurance typically applies to traditional… Continue reading Everything You Should Know About HO-3 Homeowners Insurance
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What Is Dwelling Coverage and How Much Do You Need? Your home is a major investment, and your homeowners insurance helps protect it. But to make sure you have adequate protection for your home, you need to understand the different coverages that make up your home insurance. In addition to personal property and loss of… Continue reading How Much Dwelling Coverage Do You Need?
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How Much is Homeowners Insurance on a $200,000 House? When you buy your first home, it’s important to budget not only for all of the expenses you’ll face during the sale, but also for the ongoing expenses that come with homeownership. Home insurance is a major expense, and it can be tricky to figure out… Continue reading How Much is Homeowners Insurance on a $200,000 House?
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Should You Bundle Home and Auto Insurance? Bundling auto and home insurance can be a great way to save on your insurance, plus it’s convenient to have your policies bundled together. If your home and car insurance policies are currently with two different companies, it might make sense to change to one provider and bundle… Continue reading Should You Bundle Home and Auto Insurance?
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