Does Homeowners Insurance Cover Earthquakes? Earthquakes can cause major damage to your home. More severe earthquakes can leave your home uninhabitable and needing to be rebuilt, while more minor damage can still destroy your personal belongings. Hopefully your home is never affected by an earthquake. But if it is, it’s important to make sure that… Continue reading Does Homeowners Insurance Cover Earthquakes?
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Does Homeowners Insurance Cover Plumbing Repairs? Plumbing issues can cause significant damage, and in addition to the repair, you might find yourself having to clean up a major mess. While your homeowners insurance helps cover many unexpected costs of homeownership, your policy will probably cover certain plumbing-related issues, but not others. There’s no one simple… Continue reading Does Homeowners Insurance Cover Plumbing?
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Does Home Insurance Cover Wind Damage? Wind can seriously damage your home, and may impact everything from the roof to the siding and shingles. If wind damages your home, your homeowners insurance should offer some protection. Just how much your insurance covers depends on your policy type and even the state you live in, so… Continue reading Is Wind Damage Covered Under Homeowners Insurance?
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Is Home Insurance Tax Deductible? When you own a home, you have numerous expenses, including mortgage payments, homeowners insurance, and maintenance costs. If you itemize deductions on your tax return, you may be able to deduct expenses like your mortgage insurance premiums and property taxes from your income tax. But is homeowners insurance tax deductible?… Continue reading Tax Deduction For Home Insurance
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What is High-Value Home Insurance? As the name suggests, high-value home insurance is for homeowners with a property with high net worth. This means not everyone will benefit from high-value home insurance. Thus, what’s the threshold for a high-value home? And what perks do you get for taking out a high-value policy? If you own… Continue reading Do You Need High-Value Home Insurance?
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What Is HOA Insurance & Do You Need It? Find Out Here Homeowners associations offer many perks, but many people might be surprised to see that it costs money to have access to these perks. Part of those costs are often HOA insurance, which benefits you in the long run—even though it might be painful… Continue reading HOA Insurance
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What Is An Insurance Endorsement? 7 Types Everyone Should Consider For Their Home While most home insurance coverage will protect against common incidents and accidents, insurance endorsements exist to provide protection against an additional scope of possible unexpected—and unwanted—outcomes. What Is An Insurance Endorsement? An insurance endorsement covers your home against perils that are not… Continue reading What Is An Insurance Endorsement?
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