Are You Overpaying on Homeowners Insurance? How to Reduce Your Home Insurance Premiums Your home is a major investment, and that investment needs protecting. Home insurance is a smart choice, but it can be expensive. If you’re looking for how to reduce your home insurance premiums, you’ve come to the right place. Keep reading for… Continue reading How To Lower Home Insurance Premiums
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How Home Insurance Can Help in the Event of a Power Surge What Are Power Surges? A power surge is characterized by a sudden, short spike or interruption within a house’s electrical grid. Such events can overload and even damage anything that is plugged into the wall. Some examples of the types of appliances and… Continue reading Does Homeowners Insurance Cover Power Surges?
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Everything You Need to Know About Your Homeowner’s Insurance Before a Move Homeowner’s Insurance As you likely know, your homeowner’s insurance covers not just the house you live in, but your belongings as well. The section of your policy that extends coverage to personal belongings is called contents insurance or personal property insurance. The neat… Continue reading Does Homeowners Insurance Cover Moving?
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Understanding Your Coverage for Tree Removal and Damage If a tree falls in a forest and no one is around to hear it, your insurance company doesn’t care. But if a tree falls in your yard and damages your home, then your insurance company does care, regardless of whether or not it makes a sound.… Continue reading Does Homeowners Insurance Cover Fallen Trees?
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Medical Payment Coverage in Homeowners Insurance Policies: How Does it Work? In every standard homeowner’s insurance policy, there is a section called medical payment insurance. This can be found under the section of your homeowners policy called Coverage F. Medical payment insurance is meant to help cover the medical expenses that arise due to minor… Continue reading Medical Payments Coverage In Homeowners Insurance
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Everything You Need to Know About Personal Property Insurance Personal property insurance refers to the section of your homeowners or renters insurance policy that provides coverage for your personal belongings. In most homeowners policies, Coverage C is the section that addresses personal property coverage. Personal Property Your personal property includes all of your belongings within… Continue reading Personal Property Insurance
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Does Homeowners Insurance Cover Fire? Find Out! One of the most common questions about homeowners insurance is whether it covers your home and your assets from fire damage. Of course, all home insurance policies cover accidental fires, like a candle-caused fire. However, if you live in a wildfire zone, you’ll need to purchase specific coverage… Continue reading Does Home Insurance Cover Fire Damage?
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